Nobody can tell you, and we won’t pretend to. The one named forecast that reaches Bay Point, Zillow’s from August 31, 2026, projects home values in ZIP code 94565 (Bay Point and Pittsburg together) rising 0.7% by August 2027, while Bay Point’s actual median sale price fell 3.3% in the year to August 2026 (Zillow Research, downloaded September 25, 2026; Redfin, checked September 24, 2026).

One says roughly flat ahead, the other says down a little behind. Here’s what each number really measures, so you can decide how much weight to give it.

What have Bay Point prices actually done?

Down a bit on the median, still quick on pace. In August 2026 the median Bay Point home sold for $519,656, 3.3% below August 2025. Homes sold in a median of 16 days, 51.7% went above list, and Redfin showed 27.8% of homes with a price drop (Redfin, Bay Point housing market page, August 2026, checked September 24, 2026).

Keep the sample size in mind. Only 32 Bay Point homes sold that month, so the mix of condos and houses can move the median as much as real price changes do. That’s the past. Everything else on this page is someone’s estimate of the future.

What does Zillow project for Bay Point?

Close to no change. Zillow publishes its Home Value Forecast by ZIP code, and Bay Point shares 94565 with Pittsburg, so there’s no Bay Point-only figure. Here’s the forecast with a base date of August 31, 2026 (Zillow Research, Zillow Home Value Forecast, ZIP and metro files, downloaded September 25, 2026):

  • One month out, to September 2026: up 0.1%
  • Three months out, to November 2026: up 0.4%
  • One year out, to August 2027: up 0.7%
  • San Francisco metro, one year out: up 1.4%

Zillow’s forecast tracks its own home value index, not sale prices, and it blends the whole ZIP. A move under 1% is well within the range where any forecast can miss. Read it as “about flat,” not as a promise of gains.

What does C.A.R. forecast?

C.A.R., California’s statewide real estate trade association, forecasts the state, not Bay Point. Its latest, the 2026 California Housing Market Forecast released September 17, 2025, projected for 2026 (C.A.R., checked September 25, 2026):

  • a statewide median home price of $905,000, up 3.6%
  • existing single-family home sales of 274,400, up 2%
  • a 30-year fixed mortgage rate averaging 6.0%

As of September 25, 2026, we found no 2027 forecast posted on car.org.

How has that statewide forecast held up so far?

Not well, which is normal for forecasts. By August 2026, C.A.R.’s own report showed the statewide median at $901,420, up just 0.1% from a year earlier, and the 30-year fixed rate averaging 6.67% for the month, based on Freddie Mac data. It added that the average rate passed 7.0% in the second week of September, citing Mortgage News Daily (C.A.R., August 2026 home sales and price report, released September 16, 2026).

A single month doesn’t settle a full-year forecast. But the gap between a 3.6% forecast and a 0.1% actual is a good reminder of how far off a year-ahead guess can land.

What should I watch instead of a forecast?

Things you can see, month by month:

  • Mortgage rates. They set what buyers can pay. C.A.R.’s monthly report and Freddie Mac’s weekly survey both track them.
  • Price cuts and pace in Bay Point. In August 2026, Redfin showed 27.8% of Bay Point homes with a price drop, and the median sold in 16 days. More cuts and longer waits mean buyers have the edge. Fewer cuts and shorter waits mean sellers do.
  • The county. C.A.R. reported 2.7 months of unsold inventory and a 20-day median for Contra Costa single-family homes in August 2026, up from 2.6 months and 15 days in July (C.A.R., August 2026 report).
  • Plans near the BART station. The county’s Orbisonia Village housing project applied in the 2026-27 funding round, and a new Bay Point library is being fundraised (Contra Costa County Department of Conservation and Development, read September 25, 2026; Library Foundation of Contra Costa, checked September 25, 2026). No one can say what either means for nearby prices.

Should I wait to buy or sell in Bay Point?

Decide on your own numbers, not a forecast. Buying? Ask whether the payment works at today’s rate and whether you’ll stay long enough to ride out a flat or down year. Selling? Look at what homes like yours sold for in the last few months and how many nearby listings had to cut. Those are facts you can check. A forecast is a guess with a date on it.

Questions people also ask

Will Bay Point home prices go up in 2027?

No one knows. Zillow’s Home Value Forecast, base date August 31, 2026, projects a 0.7% rise by August 2027 for ZIP 94565, which covers Bay Point and Pittsburg together. That is essentially flat. C.A.R. had not published a 2027 forecast as of September 25, 2026. Make your decision on recent sales and your own budget.

Are home prices falling in Bay Point?

The median dipped. Redfin shows Bay Point’s median sale price at $519,656 in August 2026, down 3.3% from a year earlier, checked September 24, 2026. Only 32 homes sold that month, so the drop partly reflects which homes sold. Homes still sold in a median of 16 days at 101.8% of list, so check recent sales on your street.

Is there a housing forecast just for Bay Point?

Not that we found. Zillow forecasts by ZIP code, and 94565 includes both Bay Point and Pittsburg. C.A.R. forecasts California as a whole. Neither is a Bay Point-only number, and both can be wrong. The most reliable local picture is recent Bay Point sales of homes like the one you own or want.

What did C.A.R. predict for 2026?

In its forecast released September 17, 2025, C.A.R. projected a 3.6% rise in California’s median price to $905,000 and mortgage rates averaging 6.0% in 2026. Its August 2026 report showed the state median at $901,420, up 0.1% from a year earlier, and rates averaging 6.67% for the month. C.A.R. does not forecast Bay Point.

Your next step

Planning a move in the next year? Send us the street. We’ll show you the recent sales there and the payment at today’s rates, so you’re working from facts, not headlines. Talk to a Bay Point agent on our team or call (510) 949-5525.

More on Bay Point: How much does a house cost in Bay Point right now? · Is Bay Point, CA a good place to live? · What’s my home worth?

By Bill Davis, DRE #01880656, The Davis Team at eXp Realty, Bay Point, CA. Updated September 25, 2026.

Sources

  • Redfin, Bay Point housing market page, August 2026: redfin.com/city/21367/CA/Bay-Point/housing-market (checked September 24, 2026)
  • Zillow Research, Zillow Home Value Forecast, ZIP and metro files, base date August 31, 2026: zillow.com/research/data (downloaded September 25, 2026)
  • C.A.R., 2026 California Housing Market Forecast, released September 17, 2025: car.org/aboutus/mediacenter/newsreleases/2025releases/2026forecast (checked September 25, 2026)
  • C.A.R., August 2026 home sales and price report, released September 16, 2026: car.org/en/aboutus/mediacenter/newsreleases/2026releases/august2026sales (checked September 25, 2026)
  • Contra Costa County Department of Conservation and Development, 2026-27 housing development applications received (read September 25, 2026)
  • Library Foundation of Contra Costa, Bay Point Library Project: libraryfoundationcontracosta.org (checked September 25, 2026)