Photo above: Newer hillside subdivision homes in Antioch seen from Black Diamond Mines Regional Preserve, April 2014. LPS.1, CC0, via Wikimedia Commons.
Maybe. Several special tax districts collect on Antioch property tax bills, and most homes in town don’t pay all of them, so the only real answer is the tax bill for that parcel. Contra Costa County’s 2025-26 Levy Listing shows six Community Facilities Districts, the legal name for Mello-Roos districts, with “Antioch” in the name (Contra Costa County, Levy Listing for 2025-26, checked September 25, 2026).
Here’s how to check a home, what those lines mean and who to call.
What is Mello-Roos, in plain English?
It’s a special tax that pays for things a new neighborhood needs, charged on top of the regular property tax. A Community Facilities District, or CFD, is set up by a public agency such as a city or school district. It shows up as its own line on the county property tax bill.
The City of Antioch describes a CFD as a special taxing district that can pay for public infrastructure, facilities and in some cases ongoing public services needed to support new development (City of Antioch, staff report to the City Council, February 24, 2026). Some pay for pipes and roads. Some pay for ongoing services. That difference matters, as you’ll see below.
Which special tax districts show up on Antioch tax bills?
These are the Antioch entries on the county’s 2025-26 Levy Listing, with the public contact the county lists for each (Contra Costa County, Levy Listing for 2025-26, checked September 25, 2026):
| Tax bill line | Contact the county lists | Phone |
|---|---|---|
| Antioch CFD 94-1 | Willdan Financial | (866) 807-6864 |
| Antioch USD CFD 2004-1 | Willdan Financial | (866) 807-6864 |
| Antioch CFD 2016-01 | DTA | (800) 969-4382 |
| Antioch CFD 2018-01 | DTA | (800) 969-4382 |
| Antioch CFD 2018-02 | DTA | (800) 969-4382 |
| Antioch CFD 2022-01 | DTA | (800) 969-4382 |
| Antioch Landscape Dist | City of Antioch | (925) 779-7050 |
The “USD” line is a school district CFD run by Antioch Unified, not the city. The landscape line isn’t Mello-Roos at all. It’s a street light and landscape maintenance assessment, covered further down.
A home can carry one of these, a few, or none. Seeing the list doesn’t tell you which ones hit a given house. The tax bill does.
What do Antioch’s newer city CFDs pay for?
City services for new neighborhoods, not construction, at least for the three we could trace in city council records:
- CFD 2018-01 (Public Services) and CFD 2018-02 (Police Services). The City Council’s March 10, 2026 minutes list both by those names, in appeals over whether two new housing projects must join them (City of Antioch, City Council minutes, March 10, 2026). The council continued both hearings off calendar. A February 24, 2026 staff report that added a new subdivision to CFD 2018-02, called Police Protection there, gives its fiscal year 2025/26 rate as $585.33 per unit (City of Antioch, staff report to the City Council, February 24, 2026).
- CFD 2022-01 (Public Services). Resolution No. 2022/49, adopted March 22, 2022, lets the city add new parcels to this district later with the owner’s written consent. For the subdivision added in February 2026, the staff report gives the fiscal year 2025/26 rate as $801.84 per unit. The city says a services CFD helps it recover the added cost of public safety and other city services that new development needs (City of Antioch, staff report to the City Council, February 24, 2026).
That February 2026 report also explains how the tax sticks. The lien is continuing, it’s collected the same way as ordinary property taxes, and it stays until the tax is prepaid, paid off or stops being levied (City of Antioch, Amended Notice of Special Tax Lien for CFD 2022-01, attached to the February 24, 2026 staff report). A services tax has no bond to pay off, so don’t assume it ends on a set date. Ask.
We couldn’t open an official source for the purpose, rate or end date of CFD 94-1, CFD 2004-1 or CFD 2016-01, so we won’t guess. Call the contact number above for the current rate and term.
What about the street light and landscape charge?
It’s a separate assessment, and it’s common. Antioch has six Street Light and Landscape Maintenance Districts: Hillcrest, Citywide, Downtown, Almondridge, Lone Tree and East Lone Tree (City of Antioch, City Council minutes, July 8, 2025). At that meeting, the Public Works Director said the districts were funded at their maximum assessment level and any increase would need voter approval.
It’s usually a smaller line than a CFD, but it’s still money every year. Add it to your monthly math.
How do I check a specific Antioch home?
Four steps, before you write an offer if you can:
- Get the parcel number (APN) from the listing or the preliminary title report.
- Read the current property tax bill from the Contra Costa County Treasurer-Tax Collector. Every special tax appears as its own line with a dollar amount.
- Call the number for each line. Use the county’s Levy Listing, above, to match each line to a contact. Ask what the tax pays for, how it changes each year and whether it ends.
- Get the seller’s special tax notice. California requires the seller of a home in a Mello-Roos district to make a good faith effort to get the special tax notice from each agency that levies one and give it to the buyer (California Civil Code section 1102.6b, checked September 25, 2026).
Then put the special taxes into your payment, not just the price. A $600,000 house with an extra few hundred dollars a year in special taxes costs you more every month than the same price without them.
Is a home with Mello-Roos a bad buy?
Not by itself. It’s a cost, and you should see it clearly. Newer homes with a CFD line often come with newer systems and streets. Older homes nearby may have lower bills and more repairs. The honest comparison is the total monthly cost and the condition, side by side.
We’re not tax advisors. How a special tax affects your budget, deductions or loan approval is a question for a tax professional and your lender. Questions about what a disclosure or lien means legally go to a real estate attorney.
Questions people also ask
How do I know if an Antioch house has Mello-Roos?
Read the parcel’s current Contra Costa County property tax bill. Each special tax is its own line. Contra Costa County’s Levy Listing for 2025-26, checked September 25, 2026, lists six Antioch CFDs plus contact phones. The seller must also try to get and give you the special tax notice under California Civil Code section 1102.6b.
How much is the Antioch CFD 2022-01 tax?
The City of Antioch’s February 24, 2026 staff report gives the fiscal year 2025/26 rate for CFD 2022-01 (Public Services) as $801.84 per unit for the subdivision it annexed that night. It’s collected on the county property tax bill like ordinary property taxes. Rates for other Antioch CFDs differ, so call the contact on the county’s Levy Listing and ask a tax professional how it fits your budget.
Does Mello-Roos in Antioch ever go away?
It depends on the district. A CFD that repays construction bonds may end when they’re paid. Antioch’s CFD 2022-01 funds ongoing public services, and its recorded lien lasts until the tax is prepaid, paid off or stops being levied, per the city’s February 24, 2026 staff report. Ask the district contact for the term, and a tax professional what it means for you.
Who do I call about an Antioch special tax on my bill?
Contra Costa County’s Levy Listing for 2025-26 names a contact for each line. It lists DTA at (800) 969-4382 for Antioch CFDs 2016-01, 2018-01, 2018-02 and 2022-01, and Willdan Financial at (866) 807-6864 for Antioch CFD 94-1 and Antioch USD CFD 2004-1. For tax advice, talk to a tax professional.
Your next step
Send us the address or the parcel number. We’ll pull the tax bill lines and put the full monthly cost next to two or three comparable Antioch homes, so you can see the real difference. Talk to an Antioch agent on our team or call (510) 949-5525.
More on Antioch: Living in Antioch, CA · Search Antioch homes · What’s my home worth?
By Bill Davis, DRE #01880656, The Davis Team at eXp Realty, Antioch, CA. Updated September 25, 2026.
Sources
- Contra Costa County, Levy Listing for 2025-26 (tax bill phone list): contracosta.ca.gov/DocumentCenter/View/805 (checked September 25, 2026)
- City of Antioch, staff reports to the City Council, “Resolution Annexing Certain Parcels into CFD No. 2022-01 (Public Services)” and “Resolution Annexing Certain Parcels into CFD No. 2018-02 (Police Protection),” February 24, 2026, with the Amended Notices of Special Tax Lien: antiochca.gov Agenda Center, February 24, 2026 agenda packet (checked September 25, 2026)
- City of Antioch, City Council minutes, March 10, 2026 (CFD 2018-01 and CFD 2018-02 appeals): antiochca.gov Agenda Center (checked September 25, 2026)
- City of Antioch, City Council minutes, July 8, 2025 (street light and landscape maintenance districts): antiochca.gov Agenda Center (checked September 25, 2026)
- California Civil Code section 1102.6b: leginfo.legislature.ca.gov (checked September 25, 2026)